Would you make repairs or improvements to your home if it didn’t cost you any up front money? Most people would – there’s always something you could do to get a higher sale price.
Maybe you need to replace your HVAC system before it breaks again.
Maybe the dogs have put deep scratches into your lovely real wood floors.
Maybe the kitchen hasn’t been updated since 1980 and really needs a refresh.
So, what’s standing in your way? Money? You don’t feel like using your cash to pay for those updates, and you know that taking on new debt with a loan or credit card is a very bad idea when you’re about to apply for a new mortgage on your next home.